Private PPO Health Insurance · Serving Clients in Multiple States

Private PPO Health Insurance

A blanket of protection for you and your family.

I’m Stephen Hopkins, Stephen The Insurance Guy. I help individuals, families, self-employed professionals and small business owners explore private PPO health insurance options. I help clients in multiple states, explain benefits, costs and policy limitations in plain English, and provide personal support throughout the year.

Call 832-541-1823 Book a call

Private PPO plans can be started any time of year. No waiting for open enrollment.

A friendly family doctor talking with a smiling patient

How we protect you

Coverage built around real life

Health plans are just the beginning. Here are the ways we help keep a surprise from becoming a financial setback.

Heart icon representing private PPO health coverage

Private PPO Health Plans

Choose the doctors and hospitals you trust. Year-round enrollment and clear, honest guidance on what is covered.

Accident Protection

Cash benefits paid to you to help with out-of-pocket costs after an unexpected injury.

Icon representing disease and sickness protection

Disease & Sickness Protection

Extra financial support when a serious illness strikes, so a diagnosis does not turn into a money crisis.

Our mission

Insurance should make sense, and someone should have your back.

Any doctor, any hospital. A private PPO puts the choice of care in your hands.
Enroll year-round. You are not locked into a once-a-year window.
Plain-English advocacy. I explain the details, compare your options and help when a claim gets confusing.

Talk to Stephen Book a call

Getting covered is simple

Explore guidance for self-employed and 1099 workers, families, and small business owners.

Call or book a time

Tell me about your family, your doctors and your budget. No pressure and no jargon.

Compare your options

I walk you through private PPO plans side by side so you know exactly what you are choosing.

Enroll and stay protected

Once you are covered I stay in your corner year-round, whenever questions or claims come up.

What Clients Say on Google

5.0 average rating on Google

    
 
 
       Posted on Google  
   
   Mark 
 
 
 
 Trustindex verifies that the original source of the review is Google. Working with Stephen at Stephen The Insurance Guy has been an absolute pleasure. Stephen Hopkins is a true professional in the field of accident health insurance. His knowledge, dedication, and efficiency have greatly benefited our business. I highly recommend working with Stephen and Stephen The Insurance Guy for all your insurance needs.
  
 
      Posted on Google  
   
   Belanie Dishong 
 
 
 
 Trustindex verifies that the original source of the review is Google. The Insurance Guy. - says it all.   Stephen Hopkins, gets to know his future clients, respects their questions,  patiently helps them become informed.   He is all about service and not about pushing insurance.   Health insurance is a tough topic for most people these days and Stephen is the man to help you become knowledgeable,  given real quotes, and guides you in the right direction through this winding and sometimes confusion task.
Belanie Dishong
Houston, Tx
  
 
      Posted on Google  
   
   Miriam Mondragon 
 
 
 
 Trustindex verifies that the original source of the review is Google. Stephen cares about his clients and extremely knowledgeable. 💯 recommend
  
 
      Posted on Google  
   
   Marty Salinas 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very responsive and easy to talk to. I don't speak 'insurance' and Stephen walks you through it.
  
 
      Posted on Google  
   
   Bridget Romo 
 
 
 
 Trustindex verifies that the original source of the review is Google. Stephen is very knowledgeable about health insurance, he was able to get me a number of quotes and explain the best options for me and my family within my budget.  Thank you!